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Standard Platinum

Capital One®
Standard Platinum

Apply Online!

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Average

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No miles No cash No points No charity
Miles Cash Points Charity

About Credit Card:

  • No Annual Fee.
  • 0% Intro APR on Purchases until December 2008.
  • Variable APR, currently 19.55%.
  • Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.
  • Card for people with Average Credit.
zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

Until
December
2008

Ongoing APR:

19.55%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.55%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.65%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15-$39