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Preferred Rewards Gold Card

American Express
Preferred Rewards Gold Card

Card Highlights:

Card Category:	Consumer
Card Type:	Charge
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About Credit Card:

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
Gold Card Events.
No Pre-set Spending Limit.
Global Assist® Hotline and many more benefits included.

zero liability

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	see terms
Minimum Finance Charge:	see terms

Balance Transfers:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see terms

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0⁵⁶

Penalty Fees:

Late Payment Fee:

$0²

² Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
⁵⁶ Fee-free for the first year, then $125.