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Displaying 40 to 50 (of 75 questions) Page:   5 of 8
Date:
January 16, 2007, 3:39 am
How do i call you , as I do not want to give my info out over the net, fs
Answer:
Actually, we are just a provider of credit cards that range from no credit history to excellent credit history as well as the best rewards credit cards and credit cards for foreign residents. People who visit the website can choose credit cards that fit them best and apply for the ones they like. We manage the process of credit card application and can support a person doing this. However, we do not provide any phone numbers or web addresses, etc. The matter is that after you submit an application, your inquiry gets directly to the bank and its managers are to present further information. So if you know which bank you deal with, try to find their toll-free pnone number and call their client service. By the way, our credit card applications are secure and protected from identity theft, so you do not need to worry about that.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 16, 2007, 4:12 am
are their any credit card companies that check only equifax? i had credit fraud and my equifax is the only one that wasn't messed up. I don't have any late payments and 6 years of history
Answer:
As for now, you may need the two other reports - from Experian and TransUnion. Under the Fair Credit Reporting Act, you can dispute inaccuracies that seem reported improperly on your other credit reports. You can start an investigation or contact the dispute center. To do that, you will need the toll-free numbers of these companies. If you have an up-to-date copy of your Equifax report and your 10 digit number, you can to make this online (the web address may be at the top of your report). Unfortunately, we offer the best credit card applications and do not provide any phone numbers and any other information of this kind. However, you can find the official websites of Experian and TransUnion in the Internet using a search engine. For example, TransUnion offers disputing of three types: online, by phone or by mail. In this manner, you can visit Experian website and initiate an investigation.
Usually, the majority of credit card companies ask your report from those three credit bureaus.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 18, 2007, 2:50 am
One of the credit agencies says I have fair credit because I need to establish more credit.
Can I find a credit card with no annual fee and low fixed apr?
Answer:
First of all I should advise you to get credit reports from other credit bureaus, as you can't be sure about what credit bureau provides the bank you've chosen with credit reports. If you look through fair credit card applications, you'll see that an average interest rate is 9.9%, and there are no credit cards without annual fee, the latter being not lower than 48 dollars. You can only choose among gold and platinum credit cards, depending on the number of benefits you want to get.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 18, 2007, 4:03 am
I need a starter card with no fees Annual,set up or......Low limit
Answer:
If you have never had credit before and are going to fill out a credit card application for the first time, you, probably cannot hope to get an online credit card approval for a no annual fee credit card with low limit. The best option for you would be to apply for Secured Credit Card which does bear an annual fee but is easier to qualify for. What's more, applying for a credit card secured, your credit limit is made up of the money deposit amount, so you yourself can define the limit. A secured credit card is the best one for a starter.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 22, 2007, 3:24 am
where can I get a secure credit card, to help rebuild my credit from a bankruptcy.
Answer:
Fortunately, at www.Ezpreapproval.com thare are such credit cards. We offer secured credit cards
for people with poor or no credit history. However, if you are going to apply online, we must warn you
about possible difficulties. Bankruptcy remains in your credit history for 7 to 10 years (and this also
depends on the type of bankruptcy chapter). So banks are very cautious about such customers. If enough time
has passed from bankruptcy, choose a credit card. Check if you are eligible for the card and apply online for a secured credit card! Do it using our online credit card application!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 23, 2007, 6:47 am
I am currently going thru a debt consolidation program trying to get my credit back on track. I was curious if I could still apply for a credit card to keep around in case of an emergency or do i need to wait until all my debt is paid off. I do have bad credit for the time being, are there credit card companies that will take a chance on someone like me if I were to apply.
Answer:
If now you are paying off your debts with one loan, you can apply online for a bad credit card. At our site you will find many credit cards for bad credit and no credit from First PREMIER bank, Columbus Bank and Trust. I suppose, debt is not bankruptcy, and it's reasonable to have a special repayment plan as you do. However, if you have difficulties with repayments, do not trap yourself, wait for a kind of credit relief and thaen apply for a new credit card. At our site you can also chech up your credit report, but i do not recommend doing it now or too frequently.
Examine Bad/No credit credit cards to choose the best.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 24, 2007, 6:02 am
I have been applying for 2nd chance credit cards but i cain't find any one to approve me .I know my score is a 470 right now. I'm trying to boost it up real quick to finish getting my home loan. I wasonce with premier, but i let it go unpaid , they were great. Is there some one else just as easy and as good ? I need to get up to a 520 quickly to finish getting my home loan. any ideas? thanks
Answer:
According to our table of credit rating, your credit history is poor, but it's better than none. To improve your
credit score, surely you can apply online for a credit card, but do not do it frequently. Making inquries you lower
your score. I suggest waiting for some time to pass and repeat in about 3 months. Otherwise, you can try
getting a local supermarket credit card (like WalMart). Check up if they report to a credit bureau and start building
your good credit history. Then, apply for a secured credit card, probably you will be eligible for it.
Apply online at www.Ezpreapproval.com and get approved!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 25, 2007, 5:23 am
My credit score is poor 578 and i am not sure who will give me a credit card to build my credit.Any suggestions?
Answer:
As for now, you have a poor credit history. If lately you have made many inquiries for your credit report, it will
be difficult to apply, especially if you were disapproved everywhere. If not, you can apply for a credit card that
you will be eligible for. Choose one of bad credit cards and build up your credit rating. We provide credit card applications from First PREMIER bank and Columbus Bank and Trust. You can also improve your credit score
getting a credit card from a local store that reports to credit bureaus. Apply online for a credit card at www.EzPreApproval.com and get a guaranteed online approval even with bad credit!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 31, 2007, 7:55 am
If you apply for several cards via instant approval how soon does an inquiry appear on your credit report for other card grantors to see?
Answer:
If you apply online for several credit cards with instant approval, it means each credit card company of those you choose starts its inquiry. If the credit card is positioned as instant, the company should give an answer back as
soon as possible. Usually it takes from 60 seconds to several days. Everything depends on the company and occupancy of its managers.
If you are not sure you will qualify it's better to refrain from applying only for the best credit cards.
Being declined will affect your credit score. Too many inquiries can affect the score too. Apply for a credit card wisely to obtain the wanted rewards and bonuses.

Best,
Manager of Immediate Credit Card Care Service
Date:
February 1, 2007, 2:51 am
do i really have to pay a fee just to get a credit card, only because i have no credit? i am 18 years old and i have a cell phone bill in my name is there any card that i dont have to pay all the crazy fees?
Answer:
Besides considering bad/no credit cards, you can think about getting a credit card with a co-signer. This person
may be your parent or a close friend. Obtaining a secured or an unsecured credit card with better conditions will improve your credit score. Make sure the bank reports to all four credit bureaus.
Another variant is to become a second cardholder of a good credit card. Generally, your credit score as of an authorized user doesn't depend on the card. So it's better to acquire a separate credit card of your own. Apply online for a bad or no credit card from any of the offerd banks like First PREMIER. Establish your credit history to make better credit card deals in the future!

Best,
Manager of Immediate Credit Card Care Service
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