Credit Help Service
It’s Free Advisory Service Time!
| Question | Result |
|
|
|
Note: When you put a question, please exclude any personal data such as the numbers of your debit/credit cards, your real full name and your SSN.
Sending your question, you automatically agree to Terms and Conditions.
Displaying 30 to 40 (of 75 questions)
Page: 4 of 8
Date:
December 7, 2006, 4:39 am
December 7, 2006, 4:39 am
Is spirit airline included for this credit card?
Answer:
As you haven't mentioned the name of the credit card you mean, please, look at frequent flyer credit card applications which include Spirit Airlines rewards.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 11, 2006, 11:59 pm
December 11, 2006, 11:59 pm
i want to bill my credit history up .
Answer:
To increase your credit score, you should follow several rules: apply for credit cards for which you are eligible, avoid cancelling cards before expiration date, always pay in full and on time and have several credit cards at a time. Thus, you'll be able to accumulate enough points to significantly improve your credit.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 20, 2006, 5:39 am
December 20, 2006, 5:39 am
I was accepted for a aspen gold master card in november and still have not recived my card just wondering whats the hold up?
Answer:
In the approval letter (if you received it by mail) or message (if you received it by e-mail) there should be information about how long you wait for the credit card, how you know about the approval, etc. Or you can find such information in terms&conditions of the credit card. Usually you have to wait for a credit card for up to 30 days. But if you feel you wait for too long, it is necessary to call the bank and ask them what is wrong. Probably, you gave the wrong mailing address, or there is a mistake in the post or in the bank itself. Contact them as soon as possible and clear the situation out.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 5:38 am
December 26, 2006, 5:38 am
i filled out a form. it said it was charging my account $149.95 all i wanted is to see if i would be approved for credit could you please call me back today?
Answer:
We have no access to your credit card accounts and we can't approve or disapprove customers for credit cards or charge them. So, call the bank and ask them all the questions you need to clear out.
Speaking about your application, I think, you can't expect to learn if you were approved or not very soon (if this is not an instant approval credit card), as it takes usually about a week or more for the bank to make a decision. After that you will be sent a letter or e-mail with approval or disapproval (in some cases the bank sends no reply if you are disapproved). But you should be attentive, as it won't do to send money before you know if you were or were not approved for the credit card. if the bank requires to do it, it should cause suspicion.
Best,
Manager of Immediate Credit Card Care Service
Speaking about your application, I think, you can't expect to learn if you were approved or not very soon (if this is not an instant approval credit card), as it takes usually about a week or more for the bank to make a decision. After that you will be sent a letter or e-mail with approval or disapproval (in some cases the bank sends no reply if you are disapproved). But you should be attentive, as it won't do to send money before you know if you were or were not approved for the credit card. if the bank requires to do it, it should cause suspicion.
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 5:43 am
December 26, 2006, 5:43 am
Do you know of any cards that accept a co-signer? I want to help out a 19 yr old. Thanks Gary Cleveland OH
Answer:
If you have good credit, you can apply for any good credit card and after you will be approved, sign up the person you want as a co-borrower. But you should be aware that you both are equally responsible for the credit, especially you as a co-signer, since if the co-borrower refuses to pay, you'll have to do it. After you apply for credit cards with so-signer, you get the correspoding record in your credit report and the co-borrower increases his or her credit score.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 5:48 am
December 26, 2006, 5:48 am
Hi,
My fiance has never had any credit and he is 36. We want to purchase a home an he needs to build up his credit. He makes a pretty decent salary (60,000 per year) and so do I. Is it important for both of us to have credit or will we still be able to purchase a home without too much hassle?
My fiance has never had any credit and he is 36. We want to purchase a home an he needs to build up his credit. He makes a pretty decent salary (60,000 per year) and so do I. Is it important for both of us to have credit or will we still be able to purchase a home without too much hassle?
Answer:
At least one of you has to have credit, otherwise you won't be given such a large amount in credit. You can turn to some credit union or take some special kind of loan, and even if you will manage to be approved for such a significant amount, terms&conditions of this credit will be far from beneficial. It is very important to build credit, which is not quick and easy. So try to build as high a credit score as you can, maybe you can wait a little to buy a house later.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 5:59 am
December 26, 2006, 5:59 am
How do I access my account online? Is there a charge for this?
Answer:
If your bank has online account service, you can do it at your bank's official website. For that, you'll have to register at the site and enter the number of your account. You will be redirected to your personal page, and you are able to transfer money from one account to another, pay bills and apply for new credit cards of this bank at the official site. Of course, there is no charge for this.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 6:30 am
December 26, 2006, 6:30 am
Waht is the chance of getting approve for balance transfer from american express? Since i have a past due already and representative from amex told me that the only otion is balance transfer.
Answer:
I think,you should have good credit score for that and no past delinquencies. You can look through the terms and conditions of American Express credit cards and estimate your chances. If you can ask for advice in the American Express customer service, it is great, as only they can give a really valuable piece of advice concerning their credit cards.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
Date:
December 26, 2006, 6:48 am
December 26, 2006, 6:48 am
how do i check the status of my credit. i just applied about a week ago, can you tell what it will arrive
Answer:
When you apply online for a credit card, it usually takes 7 to 10 business days to be approved. If you want to know the status of your credit card, please, contact the bank you deal with. We have no access to your personal information and status of your application, so we can't help you anyhow. The credit card is sent to you during 30 business days.
Regards,
Manager of Immediate Credit Card Care Service.
Regards,
Manager of Immediate Credit Card Care Service.
Date:
January 16, 2007, 3:22 am
January 16, 2007, 3:22 am
Is my credit card ready to be used on almost anything like groceries or fuel where ever they take visa card?
Answer:
Usually credit card deals with Visa provide the cardholders convenience. The owners can use Visa cards to pay for groceries, fuel, rent bills, etc. Such credit cards can also be used for paying on the phone or Net or charging cash at ATMs. Your credit card is ready to provide such services in case you applied for it and got a letter of approval that included your card activation number. You can use your Visa credit card as soon as you activate it by phone or online. You can make purchases and borrow cash according to your credit limit.
At out website you can choose a Visa credit card deal depending on your credit history.
Best,
Manager of Immediate Credit Card Care Service
At out website you can choose a Visa credit card deal depending on your credit history.
Best,
Manager of Immediate Credit Card Care Service

