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Capital One® Card Lab
GM MasterCard®

HFC Bank
GM MasterCard®

 Apply Online!

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United Kingdom

Available Rewards:

For explanation of each icon
click here
No miles No cash Points No charity
Miles Cash Points Charity

About Credit Card:

  • Typical 14.9% APR variable.
  • No annual fee.
  • Free additional Card.
  • 0% per annum on all purchases and balance transfers, fixed for the first five months from account opening.
  • Rebate Points are earned at the rate of 3% of your spend.
  • 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
 zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

5 months

Ongoing APR:

14.9%

Default APR:

see terms

Minimum Grace Period:

56 days

Minimum Finance
Charge:

£5
Balance Transfers:

Introductory APR:

0%

Introductory Period:

5 months

Ongoing APR:

14.9%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

£5
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.9%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

£5

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

£5

Fee Rate:

2%

Maximum:

n/a
Cash Advance Fees:

Minimum:

£3

Fee Rate:

2.5%

Maximum:

n/a
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

£0
Maintenance Fees:

Annual Fee:

£0
Penalty Fees:

Late Payment Fee:

see terms

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